Stay on Top of Your Credit Scores, Buyers!

This is to all the homebuyers out there, so that basically means everyone.

Whether you're thinking about buying a home or not, it is of the utmost importance to watch your credit report and make sure everything is correct. This will help you in numerous ways, especially when it comes time to buy a house, or even just a new car or get approved for a credit card.

Within the past couple years, free credit reports have been made available to everyone, once a year. There should be no reason to not take advantage of this free service.

Even if you think you're credit score is good, it's still worth it to check. I mean, it's free!

I just had a new client come to me, thinking his credit score was excellent. When the lender ran it to pre-approve him, it was actually a lot lower than he thought. And right now, we're in the middle of trying to figure out if there are any errors on the credit score, or if my client just lost track of a couple things.

This is not uncommon. I guarantee this happens a lot more than you might think. And if you stay on top of your credit score/report each year, the chances of this happening is so much less.

If you want your free credit report, let me know. I'd love to help you out.

The link to get your free credit report is right here, www.annualcreditreport.com. If you want your credit score, you can request that when you request your free report. You will have to pay a fee for your score.

Dan Hamilton